Monizze Pay — Pay with your phone.

Your Monizze card dreams of a new life.

With Monizze Pay, you pay in store with your phone, directly from your Monizze app. Wherever your Monizze card is accepted.

Activate Monizze Pay How does it work?

Who is it for?

I am…

Beneficiary

You use your Monizze vouchers every day

Activate Monizze Pay in your app and pay with your phone, in store, across the entire Monizze network.

I'm a beneficiary

Employer

You manage your employees' benefits

Monizze Pay is free for you and your employees. Roll it out easily with our ready-to-use communication kit.

I'm an employer

Merchant

You already accept Monizze vouchers

Nothing to change. Nothing to install. If you accept the Monizze card, you already accept Monizze Pay.

I'm a merchant

What is Monizze Pay?

Monizze Pay is your Monizze card in your phone.

Works for meal vouchers, eco-cheques and gift vouchers
Pay in store, across the entire Monizze network
Fully secured via your Monizze app
100% Monizze. 100% Belgian.

Not Google Pay. Not Apple Pay. Just Monizze.

A Belgian solution, designed for the entire ecosystem.

We could have gone through Google Pay or Apple Pay, which generally work via Visa and Mastercard networks. But we preferred to develop our own system: Monizze Pay.

Monizze Pay works via our Belgian payment network. This choice is our way of meeting our users' needs while protecting merchants.

100% Belgian: developed and operated in Belgium

No international network fees: no Visa, no Mastercard

The same pricing conditions for merchants, with no added costs

Same network, same shops

If your Monizze card works, so does your phone.

Monizze is the only voucher issuer in Belgium that lets you pay with your phone across its entire affiliated acceptance network, supermarkets included. Monizze Pay runs on the same network as your card: no list to check, no "sorry, not here".

Supermarkets

For your weekly shop.

Bakeries and grocers

The shops in your neighbourhood.

Restaurants and sandwich bars

For your lunch break.

Local shops

Butcher, cheesemonger, deli…

Find a merchant

FAQ

Frequently asked questions

Where can I pay with Monizze Pay?

Wherever your Monizze card is accepted: supermarkets, restaurants, bakeries, local shops… If a merchant accepts the Monizze card, they accept Monizze Pay too.

Is my phone compatible?

Monizze Pay works on all iPhones (iOS 17.4 and above) and on Android devices (version 8 and above). Make sure NFC is enabled on your device.

How do I activate Monizze Pay?

Open your Monizze app.
Go to the Card page, click on "Monizze Pay" and follow the activation steps.
Done.

How do I pay in store?

Tell the cashier which type of voucher you're using (meal, eco or gift).
Open your Monizze app (code or biometrics).
Tap the image of your card at the bottom of the screen (iOS: then tap "Pay").
Hold your phone near the payment terminal.
The confirmation screen appears: done.

Is Monizze Pay free?

Yes, completely free for beneficiaries and employers.

What's the difference with Google Pay or Apple Pay?

Monizze Pay works exclusively in the Monizze app, and within the Monizze network. No Visa, no Mastercard. For merchants: same conditions, no additional fees.

See all FAQs

Ready to pay differently?

Activate Monizze Pay Monizze Pay in store