Pay with Monizze

Monizze vouchers: pay across the entire Monizze network, the way you want. With your physical card or straight from your phone.

Paying with Monizze at the terminal

Two ways to pay in store

Monizze card

One card for all your benefits. Pay in store, contactlessly, at partner merchants.

  • Meal, eco and gift vouchers on 1 card to pay in store
  • Contactless payment
  • With or without a PIN

Activ (sport & culture) cannot be paid with the card: head to the Activ platform.

Monizze Pay

Your Monizze card on your phone. Pay straight from the Monizze app, without taking your card out of your wallet.

  • Meal, eco and gift vouchers from your phone
  • Mobile payment via the Monizze app
  • 100% Belgian, 100% Monizze
  • Secured by the app

The Monizze card

One card, all your benefits

Receive your card

  • Your employer orders the cards through Monizze
  • You receive it by post within a few days

Activate via the app

Pay and enjoy

  • Pay in store, contactless or not, and online at all Monizze-affiliated merchants
  • Track your spending and balance in real time in the app

Monizze Pay

Pay with your phone

No more digging through your wallet at the checkout. With Monizze Pay, pay straight from your Monizze app — 100% Belgian, 100% Monizze. Designed for those who prefer to travel light: no more card to find, no more PIN to type. Everything is on your phone.

1

Activate Monizze Pay

Open your Monizze app, go to the Card page and tap "Monizze Pay": Monizze Pay is activated in seconds.

2

Open the app at the checkout

In store, tell the cashier which voucher type you are using (meal, eco or gift). Open your Monizze app and tap your card image. On iOS: then tap "Pay".

3

Hold near the terminal

Hold your phone near the payment terminal (NFC). The confirmation screen appears: paid.

Not Google Pay. Not Apple Pay. Just Monizze.

We could have gone through Google Pay or Apple Pay. We chose to build our own solution instead: Monizze Pay. A 100% Belgian system that runs on our own payment network, without Visa or Mastercard.

That choice is our way of protecting both our users and our partner merchants.

100% Belgian — built and operated in Belgium
No international network fees — no Visa, no Mastercard
The same pricing conditions for merchants, at no extra cost
Correct use of every voucher is guaranteed (meal for food, eco for sustainable products, gift for eligible purchases)

+182 partner shops and brands

Pay online too

Your Monizze vouchers do not stop at the shop door. Log in to my.monizze.be or via the Monizze app and spend your meal, eco and gift vouchers at our online partners. Coolblue, Krëfel, Foodiz Delivery, eFarmz and many more await you.

1

Log in securely

Go to the partner merchant's website or to my.monizze.be. Sign in with your Monizze credentials. To protect your account, two-factor authentication (MFA) is required at every login.

2

Do your shopping

Browse the partner's offer and add items to your basket, just like in any online shop.

3

Pay with your vouchers

At checkout, select "Monizze" as your payment method. Your vouchers are debited instantly. Your balance updates in real time in the app.

Paying at the checkout of a Monizze merchant

Accepted at +45,000 points of sale in Belgium

Colruyt, Delhaize, Carrefour, Lidl, FNAC, MediaMarkt and thousands of independent merchants near you. Pay in store, contactlessly or online at partners.

Colruyt
Delhaize
Carrefour
Lidl
FNAC
MediaMarkt
Monizze Dealzz platform

Dealzz

Do even more with your vouchers

What if you got even more out of them? Dealzz is the Monizze benefits platform: more than 100 exclusive offers all year round on your favourite brands — food, leisure, multimedia, fashion, beauty and much more.

  • Discounted gift cards — buy them on Dealzz, use them in store or online at the brand
  • Exclusive promo codes — discounts directly on your favourite brands' websites
  • Pay with your vouchers or by Bancontact — even if your voucher balance is empty, Dealzz stays available
Sporting and cultural activities with Activ

Activ

Spend your sport & culture vouchers on Activ

Gyms, swimming pools, cinemas, theatres, museums, festivals... Your sport & culture vouchers are not spent with the card: buy your activities directly on Activ, the Monizze purchasing platform dedicated to sport and culture.

  • Your sport & culture budget is available on the Activ platform
  • Buy online from thousands of sporting and cultural activities
  • Your balance is debited automatically, no card or code needed

FAQ

Frequently asked questions

How do I activate my Monizze card?

In the Monizze app or on my.monizze.be, enter your card number. Activation takes less than 2 minutes. If you don't have an account yet, create one with your card number or the activation code received by email.

How do I activate Monizze Pay?

Open your Monizze app, go to the Card page, tap "Monizze Pay" and accept the terms. Done.

How do I pay in store with Monizze Pay?

  1. Tell the cashier which voucher type you want to use
  2. Open your Monizze app (code or biometrics)
  3. Tap your card image (iOS: then tap "Pay")
  4. Hold your phone near the terminal
  5. The confirmation screen appears: done

How do I pay online with Monizze?

Go to the website of an online Monizze partner. At checkout, choose "Monizze" and log in with your credentials. An MFA verification will be requested to secure the transaction.

What is the difference between the card and Monizze Pay?

The Monizze card is your physical card, accepted in store, contactlessly and online. Monizze Pay is that same card, on your phone: you pay via the Monizze app. Both are valid in parallel.