Solution for SMEs Reward your team without breaking the budget

Give your team up to € 2,200/year in purchasing power. Save 40% vs a salary increase. No HR expertise needed.

Smiling team in a modern office

Your situation

Sound familiar?

As an SME owner, you handle everything. Here's what we hear most often.

Salary increases cost a fortune

A net raise of € 100 actually costs you over € 200. There has to be a smarter way.

No HR department, no time

You don't have an HR department and admin already takes too much of your time. You need something simple.

Hard to retain good people

Larger companies lure your best people away with bigger packages. How do you compete?

Fear of admin complexity

You've heard setting up employee benefits is complex. Not with the right partner.

40%

Save 40% compared to a salary increase

A € 10 meal voucher costs you € 8.91 (of which € 1.09 is the employee contribution). Offering the same net benefit through salary costs more than double in social contributions and taxes.

Why 95,000+ companies chose Monizze

Over 95,000 companies trust us

+35% market share
95,000+ companies
750,000+ users
45,000+ affiliated merchants
Monizze digital platform

Simplicity

No HR department needed

  • Order your vouchers online in a few clicks. Cards delivered within 5 business days.
  • Compatible with all Belgian payroll providers: SD Worx, Securex, Partena, Acerta, Liantis...
  • Mobile app for your employees: real-time balance, payments, transfers between vouchers.
  • One dedicated contact who knows your file.
Monizze customer service

Customer service designed for SMEs

  • Trilingual team available Monday to Saturday, from 7am to 8pm.
  • Phone answered within 3 rings.
  • No tickets, no chatbot. A human who knows you.
  • 24/7 self-service tools via the app and website.
Monizze Cafeteria Plan

Go further

Ready for the next step?

Your employees choose their own benefits: bicycle, multimedia, pension savings, extra leave days... A personalised package that strengthens your appeal against larger companies.

How it works

Get started in 3 steps

Order online

  • Choose your vouchers and the amount per employee
  • Register your company in a few minutes
  • Confirm your order -- no long-term contract

Receive the cards

  • Cards delivered within 5 business days
  • Distribute them to your team
  • Your employees activate their card via the app

Manage easily

  • Top up each month via your online portal
  • Automatic sync with your payroll provider
  • A dedicated account manager for any question

FAQ

Frequently asked questions — SME

How much do meal vouchers cost my company?

A € 10 meal voucher (maximum value) costs you € 8.91 per working day. The employer contribution (€ 8.91) is 100% deductible and exempt from social contributions. Your employee contributes € 1.09. Over 220 working days, that's € 1,960/year in employer cost.

Do I need an HR department to manage vouchers?

No. Our platform is designed for SMEs without an HR department. You order online, manage top-ups in a few clicks, and your payroll provider handles the integration. We guide you at every step.

Is it compatible with my payroll provider?

Yes. Monizze connects with all major Belgian payroll providers: SD Worx, Securex, Partena Professional, Acerta, Liantis, UCM, and others. Integration is automatic.

Can I combine several types of vouchers?

Yes, and it's even recommended. Our Pack 4-in-1 combines meal vouchers, eco-vouchers, sport & culture and gift vouchers on one Monizze card. Your employees enjoy up to € 2,150/year in extra purchasing power.

How long does it take to get started?

Allow 5 to 10 business days between your order and card distribution to your employees. Online registration takes a few minutes. If you're switching from another provider, we handle the transition for you.

Ready to reward your team?

Join the 95,000 companies that trust Monizze. Order online or request a personalised quote.

Order online